Retirement Corpus Calculator
This projects what saving a fixed amount each month builds by retirement, and — because a figure decades away means little on its own — what it is worth in today’s money.
How to use this calculator
- Enter your monthly investment and how much you will raise it each year.
- Enter the years to retirement, the return you expect and anything you have already saved.
- Enter the inflation rate to assume.
- Calculate to see the corpus, a year-by-year table and its value today.
How it is calculated
Month by month, the balance grows at the assumed return and that month’s investment goes in; the investment rises once a year by the step-up you give. Savings you already hold grow in the same balance.
The corpus is then discounted by inflation to show what it would buy today. Returns are not guaranteed, so a table shows the result at several rates.
Worked example
Investing ₹10,000 a month, raised 5% each year, for 25 years at an assumed 10% with 6% inflation: the result shows the corpus, each year’s balance, and its value in today’s money.
Run this worked exampleRelated calculators
- NPS CalculatorYour NPS corpus at retirement with pay rising year by year, the lump sum you may withdraw, and the pension the rest buys.
- EPF CalculatorMonthly EPF contributions, the split into the pension scheme, and the balance at retirement.
- GPF CalculatorGPF balance at retirement from monthly subscriptions at the notified interest rate.
- UPS vs NPS CalculatorThe assured UPS pension and lump sum on your projected last pay, against a market-linked NPS pension, and where the two cross.
Where the jobs are
Indicative only. The official order or notification governs, and every figure should be checked against it before you act on it.