Government Salary Calculator
A government salary is basic pay plus allowances that follow it. Choose your pay level and cell — or enter your basic — and your city, and this adds dearness allowance, house rent allowance and transport allowance at the rates in force on your date, then takes off NPS and any deductions you enter.
How to use this calculator
- Choose your post to fill in its pay level, or choose the level and your cell in it (1 at joining) yourself — or type your basic pay if you know it.
- Choose your city class for HRA, and whether you are posted in one of the 19 cities with higher transport allowance.
- Enter any other allowances, and tick NPS if you joined on or after 1 January 2004.
- Enter other deductions from your pay slip to see pay in hand.
- Choose the date, and calculate.
How it is calculated
Dearness allowance is basic pay times the DA rate in force on the date you choose. DA is revised every January and July.
House rent allowance is a percentage of basic that depends on the city class, and it steps up as DA crosses set thresholds. It is not paid to anyone living in government accommodation.
Transport allowance comes from the 7th Pay Commission table by pay level and city: ₹7,200 or ₹3,600 from Level 9, ₹3,600 or ₹1,800 for Levels 3 to 8, and ₹1,350 or ₹900 for Levels 1 and 2 — who take the Levels 3 to 8 rate once pay reaches ₹24,200. The 19 higher-rate cities are their own list, not the X cities of HRA. Transport allowance attracts DA too, which is added separately.
NPS is deducted at the employee rate on basic plus DA, and the other deductions you enter are taken off after it. Income tax is not deducted, so the in-hand figure is before tax.
Worked example
An Income Tax Inspector through SSC CGL — Level 7, cell 1, ₹44,900 — in a Y-class city outside the 19 higher-TA cities, in NPS, on 1 August 2026: the working shows DA, HRA and transport allowance at the rates then in force, and pay in hand after NPS.
Run this worked exampleQuestions people ask
Why is my actual in-hand lower than this?
Income tax is deducted from real pay and not here. CGHS, CGEGIS, professional tax and loan recoveries differ from person to person, so enter them from your pay slip as other deductions.
Which cities are X, Y and Z?
X covers the largest metropolitan areas, Y other cities above a population threshold, and Z the rest. The classification is notified by the Ministry of Finance and your office applies it.
Related calculators
- Basic Pay CalculatorThe cell of the Pay Matrix your level and index land on, and what one more increment is worth.
- DA CalculatorDA on your basic pay at the rate in force, and what a revision is worth in rupees.
- HRA CalculatorHRA for your city class, including the floor that applies once DA crosses its thresholds.
- Income Tax CalculatorTax on salary income under either regime, with the standard deduction, rebate and cess applied.
- NPS CalculatorYour NPS corpus at retirement with pay rising year by year, the lump sum you may withdraw, and the pension the rest buys.
- Annual Increment CalculatorYour basic pay year by year, one matrix cell at a time, stopping at the top of your level, with the date each increment falls due.
Where the jobs are
Indicative only. The official order or notification governs, and every figure should be checked against it before you act on it.